The Townsville to Cairns Bike Ride does not insure riders for injury or damage to bicycles.
Accordingly, it is strongly recommended that all individuals look to make their own arrangements for such insurance.
One convenient way of doing this is take out membership with one of the State or National Cycling Organisations (i.e. Cycling Queensland, Cycling Australia) that provide insurance within their membership.
These memberships usually include insurance that will cover you for everyday riding (i.e. your own training rides, training rides, riding to work), including organised rides but do not generally cover racing of any sort. There are separate race dedicated club memberships available if you wish to include riding in races.
Some of the considerations you might want to take into account when looking at memberships are:
- Personal accident insurance if you have an accident while cycling
- Third party and third party property insurance
- Comprehensive Public Liability Insurance
- Free legal assistance
- Covers you for your State or Australia and in particular Queensland
- Family membership/Individual/Racing etc
- Travel insurance
For insurance of your bicycle you can either, contact your Insurance Company and ask what type of insurance they provide reference bicycles or you can often go through a third party when applying for membership from whichever organisation you decide to join.